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Transgender, as defined by Merriam-Webster, is "relating to, or being a person who identifies with or expresses a gender identity that differs from the one which corresponds to the person's sex at birth." Which is where sex reconstruction surgery (SRS) comes in. But to simplify, think upper and lower body modifications -- commonly referred to as top and bottom procedures.

SRS helps a person born male or female switch their gender by changing outward appearances. For males transitioning to females, top modifications include breast augmentation and facial feminization.

While the Caitlyn Jenners and Chaz Bonos of the world may be able to afford all the involved expenses, people of more modest means often struggle.

With a will, of course, there is always a way, but the physical and financial side effects of some methods can be risky.

In response, here are eight safe and sound options for funding gender reassignment.

Protect Your Personal Information Never give personal information, such as: your social security number, credit card number or bank information, or your work or home address to people you don’t know or haven’t met in person.

Stellar research and production assistance by the outstanding Nika Mavrody.

Thanks to Nico Guiang for our awesome intro and outro music.

Simplify is a podcast for anybody who’s taken a close look at their habits, their happiness, their relationships, or their health and thought “There’s got to be a better way to do this.” We talk to bestselling writers, productivity wizards, sex geniuses, and happiness experts to find it for you. Click here to try Blinkist free for 14 days with the voucher code: savage Subscribe Now!

Life is complicated, but living it better doesn’t have to be. Your hosts are Caitlin Schiller and Ben Schuman-Stoler.

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